Credit Cards

What Does Credit Card Mean?

A card issued by a financial company giving the holder an option to borrow funds, usually at point of sale. Credit cards charge interest and are primarily used for short-term financing. Interest usually begins one month after a purchase is made and borrowing limits are pre-set according to the individual's credit rating.

How Credit Cards Built A Plastic Empire?



Credit cards are nearing necessity status in modern life. If you want to rent a video, book tickets online, or place an advanced order for something, there is a very good chance a credit card number will be required. Yet, credit cards are relative newcomers to the world of credit. In this article we will explore how credit cards evolved from flimsy strips of cardboard into a trillion-dollar empire.

Banks Offering Credit Cards?

Every bank offers their own credit cards with specific features according to their regional  & demographical needs. However in Pakistan there are some of the banks that are offering credit cards.

PAKISTANI BANKS OFFERING CREDIT CARDS

• Allied Bank Limited
• Askari Bank Limited
• Bank Alfalah Limited
• Bank AL Habib
• Barclays Bank Pakistan
• Citibank Pakistan
• Faysal Bank Limited
• First Women Bank
• Habib Bank Limited
• Habib Metropolitan Bank
• Habib Bank AG Zurich
• HSBC Pakistan
• JS Bank
• MCB Bank Limited
• MyBank (Formerly Muslim Commercial Bank)
• NIB Bank Pakistan
• Royal Bank of Scotland Pakistan
• Standard Chartered Bank Pakistan
• Silk Bank Limited (Formerly Saudi Pak Commercial Bank Ltd)
• Soneri Bank
• Summit Bank Limited (formerly known as Arif Habib Bank)
• United Bank Limited

INDIAN BANKS OFFERING CREDIT CARDS

• HDFC
• ICICI Bank
• Axis Bank
• SBI
• Bank of Baroda
• Canara Bank
• Kotak Mahindra.
• Vijaya Bank
• Punjab National Bank
• Union Bank of India
• Indian Overseas Bank
• American Express
• HSBC
• ANZ
• ABN Amro
• Macquarie Bank
• Aussie
• NAB
• BankWest
• St George
• Bank of Queensland
• Suncorp Metway
• Citibank
• Westpac and Commonwealth Bank
• Deutsche Bank
• Barclays Bank
• Diners Club
• Standard Chartered

BANGLADESH BANKS OFFERING CREDIT CARDS

• AB Bank 
• Agrani Bank
• Al-Arafa Islami Bank
• Asian Development Bank
• Bangladesh Bank
• Bangladesh Commerce Bank
• Bank Asia
• BASIC Bank 
• Brac Bank
• CitiBank-N.A. 
• City Bank-BD
• Dhaka Bank
• Dutch-Bangla Bank 
• Eastern Bank 
• Exim Bank
• First Security Bank
• Grameen Bank 
• HSBC Bangladesh 
• IFIC Bank
• Islami Bank  
• Janata Bank
• Jamuna Bank
• Krishi Bank 
• Mercantile Bank
• Mutual Trust Bank 
• National Bank
• NCC Bank
• One Bank
• Oriental Bank
• Prime Bank
• Premier Bank
• Pubali Bank
• Rupali Bank
• Shahjalal Islami Bank 
• Social Investment Bank
• Sonali Bank-BD 
• Sonali Bank-UK
• South East Bank
• Standard Bank Ltd 
• Standard Chartered Bank
• United Comercial Bank 
• Uttara Bank 
• World Bank-BD

SRI LANKA BANKS OFFERING CREDIT CARDS

• Bank of Ceylon 
• Commercial Bank of Ceylon 
• Sampath Bank 
• NDB Bank 
• DFCC Vardhana Bank 
• Panasia Banking Corporation 
• Union Commercial Bank 
• Nations Trust Bank 
• Seylan Merchant Bank 
• HSBC 
• Standard Chartered Bank 
• Citi Bank 
• Deutsche Bank 

MALAYSIA BANKS OFFERING CREDIT CARDS

• Al Rajhi Banking & Investment Corporation (Malaysia) Berhad
• Citibank Berhad
• HSBC Bank Malaysia Berhad
• Oversea-Chinese Banking Corporation (OCBC Bank Malaysia Berhad)
• Standard Chartered Bank Malaysia Berhad (Standard Chartered)
• The Bank of Nova Scotia Berhad (Scotiabank)
• The Royal Bank of Scotland Berhad (RBS)
• United Overseas Bank Malaysia Berhad (UOB)
• Bank of China Labuan Branch
• Bangkok Bank Malaysia Berhad
• Bank of Baroda Malaysia Berhad
• Bank of China Malaysia Berhad
• BNP Paribas Malaysia Berhad
• Deutsche Bank Malaysia Berhad
• Bank of Tokyo-Mitsubishi UFJ Malaysia Berhad
• Bank of America Malaysia Berhad
• Indian Overseas Bank Malaysia Berhad
• Industrial and Commercial Bank of China Berhad
• J.P Morgan Chase Bank Berhad
• Bank Mandiri Malaysia Berhad
• Mizuho Corporate Bank Malaysia Berhad
• National Bank of Abu Dhabi Malaysia Berhad
• Sumitomo Mitsui Banking Coorporation Malaysia Berhad
• ANZ National Bank Limited
• Bank of Baroda Limited
• The Bank of Tokyo-Mitsubishi UFJ Limited
• The Bank of New York Mellon Limited
• Credit Suisse Limited
• DBS Bank Limited
• Indian Overseas Bank Limited
• National Australia Bank Limited
• The Royal Bank of Scotland Limited
• UCO Bank Limited
• Wells Fargo Bank Limited

INDONESIA BANKS OFFERING CREDIT CARDS

• ABN AMRO Bank
• American Express Bank
• Bank Bukopin 
• Bank Bumi Daya 
• Bank Bumiputera 
• Bank Central Asia 
• Bank Central Dagang 
• Bank Dagang Negara 
• Bank Dana Asia 
• Bank DanaHutama 
• Bank Danamon 
• Bank Dharmala 
• Bank Duta 
• Bank Exim 
• Bank Ficorinves 
• Bank Haga 
• Bank Harmoni 
• Bank Indo Monex 
• Bank Lippo 
• Bank of America 
• Bank Indonesia (BI) 
• Bank Internasional Indonesia (BII) 
• Bank Kesawan 
• Bank Mandiri 
• Bank Mashill 
• Bank Maspion 
• Bank Mayapada 
• Bank Mayora 
• Bank Metro Express 
• Bank Negara Indonesia (BNI) 
• Bank Niaga